Welcome to this website !

You may request pre-qualification by completing the online application. 

I also encourage you to explore this website with many helpful resources.  

 

Product highlight:

1. HIGH BALANCE CONFORMING LOAN UP TO $625,500

2. JUNBO (NON-CONFORMING) LOAN UP TO $3,000,000

3. "PURCHASE SPECIAL" available on many programs

4. RELIEF REFINANCE MORTGAGES offer borrowers the ability to refinance to improve their financial situation when home values have declined or where there has been limited credit availability in the market.
    LTV >105% -  No MI (mortgage insurance) required 

      

License & Company:

DRE : 01195657

NMLS: 347062 

VENSTAR INVESTMENTS INC.

2680 Bishop Dr. Ste 201

San Ramon, CA

925-560-9697

925-524-2478 (fax)

925-980-3662 (cell)

30 Year Fixed - 3.84% Traditional 30 year mortgage - National Average

15 Year Fixed - 3.16% Traditional 15 year mortgage - National Average

5/1 ARM - 2.82% 5 Year Fixed / adjustable rate mortgage - National Average

3/1 ARM - 2.75% 3 Year Fixed / adjustable rate mortgage - National Average

CODI - 0.313% Certificate of Deposit Index

COSI - 2.070% Cost of Savings Index

MTA - 0.168% Monthly Treasury Average

COFI-11th District - 1.221% Cost of Funds Index 11th District

COFI-Federal - 1.152% Cost of Funds Index

Federal Funds - 0.25% Federal Funds Rate

Prime Rate - 3.25% Wall Street Journal Prime Rate

1 Year CMT - 0.14% Constant Maturity Treasury

30 Year Treasury - 3.15% 30 Year Treasury Bond

12 Month LIBOR - 0.792% 12 Month USD LIBOR Index

Crystal Chen 5819 Kingsmill Terrace Dublin CA 94568 925-980-3662 crystal@crystalloan.com