Welcome to this website !

You may request pre-qualification by completing the online application. 

I also encourage you to explore this website with many helpful resources.  

 

Product highlight:

1. HIGH BALANCE CONFORMING LOAN UP TO $625,500

2. JUNBO (NON-CONFORMING) LOAN UP TO $3,000,000

3. "PURCHASE SPECIAL" available on many programs

4. HARP 2 Program Highlights:

      Unlimited loan-to-value (i.e. your loan amount can be a lot higher than your property value).

• NO Credit score minimum is required.
• Appraisal is NOT required in most cases.
• No mortgage insurance required.
• All types of properties are accepted.
• All types of occupancies are accepted.

      

License & Company:

DRE : 01195657

NMLS: 347062 

VENSTAR INVESTMENTS INC.

2680 Bishop Dr. Ste 201

San Ramon, CA

925-560-9697

925-524-2478 (fax)

925-980-3662 (cell)

30 Year Fixed - 3.81% Traditional 30 year mortgage - National Average

15 Year Fixed - 3.07% Traditional 15 year mortgage - National Average

5/1 ARM - 2.81% 5 Year Fixed / adjustable rate mortgage - National Average

3/1 ARM - 2.79% 3 Year Fixed / adjustable rate mortgage - National Average

CODI - 0.321% Certificate of Deposit Index

COSI - 1.970% Cost of Savings Index

MTA - 0.147% Monthly Treasury Average

COFI-11th District - 1.163% Cost of Funds Index 11th District

COFI-Federal - 1.122% Cost of Funds Index

Federal Funds - 0.25% Federal Funds Rate

Prime Rate - 3.25% Wall Street Journal Prime Rate

1 Year CMT - 0.20% Constant Maturity Treasury

30 Year Treasury - 2.82% 30 Year Treasury Bond

12 Month LIBOR - 0.792% 12 Month USD LIBOR Index

Crystal Chen 5819 Kingsmill Terrace Dublin CA 94568 925-980-3662 crystal@crystalloan.com